Corporate Foreign Exchange

Move money
across borders
with precision.

Edwards FX Ltd partners with FCA-authorised payment infrastructure to deliver competitive currency exchange and international payments for UK businesses paying suppliers, contractors and partners abroad.

38
Currencies
£10M
Processed per annum
98%
Client retention
GBP/USD
GBP/EUR
GBP/JPY
GBP/CHF
GBP/AUD
GBP/CAD
EUR/USD
USD/JPY
What We Offer

A complete FX
toolkit for business

Spot Transactions

Same-day or next-day currency conversions at competitive live rates. Ideal for immediate supplier payments, with full transparency on the rate and our margin before you commit.

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Forward Contracts

Lock in today's rate for upcoming supplier payments and confirmed orders. Forwards available up to 12 months — tied to genuine commercial transactions, giving you margin certainty against currency movements.

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International Payments

Send funds to over 180 countries via SWIFT, SEPA and local payment rails. Fast, secure, and tracked from initiation to delivery — settled through our FCA-regulated payment partner.

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Multi-Currency Accounts

Hold, receive and pay in GBP, EUR, USD and more from a single account. Reduce conversion costs by settling directly in the currency your supplier or partner needs.

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FX Risk Audit

A free review of your existing currency exposure. We benchmark your current rates against wholesale, identify where margin is leaking, and propose practical strategies to recover it — no obligation.

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Mass Payments

Automate high-volume payroll, supplier and contractor payments across currencies. Upload via our platform or integrate directly with your ERP — settlement handled through regulated payment rails.

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Avg. Response
12 min
to a dedicated dealer
Live · Indicative ECB rate
£
YOU SEND
RECIPIENT GETS
Indicative rate GBP/EUR · ECB ref
Saving vs high-street
Settlement Same day
Book a quote with your dealer
Saving vs Bank
Up to 4.2%
on like-for-like supplier payments
Why Edwards FX

The difference is
in the details

We combine market access through regulated infrastructure with genuinely personal service — giving businesses the tools of a treasury desk without the cost.

Getting Started

Four steps to
your first trade

Register Online

Complete a quick online application. Onboarding and KYB are handled in partnership with our FCA-regulated provider, typically within 24–48 hours for UK companies.

Meet Your Dealer

A dedicated currency specialist will contact you to understand your payment flows, currencies and volumes — and tailor a setup around them.

Fund Your Account

Transfer funds from your business bank account into your safeguarded payment account. Same-day receipt for domestic transfers received before 1pm.

Trade & Transfer

Execute trades online, by phone or via API. Track every payment in real time through your secure client portal.

How payments flow

Send to 180+ countries
via SWIFT, SEPA & local rails.

From the moment you book a trade to the moment your supplier confirms receipt — every step is regulated, tracked and reconciled. Your dealer can quote, execute and settle in a single conversation.

  • SWIFT & SEPA settlement includedNo additional rails fee. Standard correspondent and EU instant.
  • Local rails for 30+ corridorsFaster and cheaper than SWIFT in EUR, USD, GBP, AUD, CAD and more.
  • Beneficiary verification before every paymentConfirmation of Payee where supported. No misrouted funds.
  • Audit trail retained for 6 yearsEvery confirmation, instruction and reconciliation archived per FCA rules.
See the payments service
Edwards FX international payment flow — SEPA, SWIFT and IBAN transfer mockup
Coverage

38 currencies,
every major market

GBP British Pound
USD US Dollar
EUR Euro
JPY Japanese Yen
CHF Swiss Franc
AUD Australian Dollar
CAD Canadian Dollar
SGD Singapore Dollar
HKD Hong Kong Dollar
CNY Chinese Yuan
INR Indian Rupee
BRL Brazilian Real
ZAR South African Rand
AED UAE Dirham
NZD NZ Dollar
+ 23 more

Can't see the currency you need? Speak to a dealer — emerging market corridors covered through our regulated partner network.

Client Stories

Trusted by businesses
across every sector

"

Switching to Edwards FX saved us over £40,000 in the first year alone. The forward contract facility gave us the budget certainty we'd been missing for years.

MH
Michael Hartley
Finance Director
"

Our dedicated dealer knows our payment schedule inside out. We never chase for updates — everything moves on time, every time. That kind of reliability is priceless in import.

SR
Sarah Renwick
CEO
"

The online portal is intuitive and the rate alerts are genuinely useful. We caught a near-perfect rate for a large USD payment last quarter — saved us about 1.8% on the day.

JP
James Pendleton
CFO

Testimonials reflect individual client experiences. Results may vary depending on transaction size, currency pair, and market conditions at the time of trade.

Start Today

Ready to reduce your
currency costs?

Open a business account in minutes. No setup fees, no monthly charges — just better rates and personal service.

Payment and e-money services for Edwards FX Ltd are provided by The Currency Cloud Limited, authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN 900199).