Edwards FX Ltd partners with FCA-authorised payment infrastructure to deliver competitive currency exchange and international payments for UK businesses paying suppliers, contractors and partners abroad.
Same-day or next-day currency conversions at competitive live rates. Ideal for immediate supplier payments, with full transparency on the rate and our margin before you commit.
Learn more →Lock in today's rate for upcoming supplier payments and confirmed orders. Forwards available up to 12 months — tied to genuine commercial transactions, giving you margin certainty against currency movements.
Learn more →Send funds to over 180 countries via SWIFT, SEPA and local payment rails. Fast, secure, and tracked from initiation to delivery — settled through our FCA-regulated payment partner.
Learn more →Hold, receive and pay in GBP, EUR, USD and more from a single account. Reduce conversion costs by settling directly in the currency your supplier or partner needs.
Learn more →A free review of your existing currency exposure. We benchmark your current rates against wholesale, identify where margin is leaking, and propose practical strategies to recover it — no obligation.
Learn more →Automate high-volume payroll, supplier and contractor payments across currencies. Upload via our platform or integrate directly with your ERP — settlement handled through regulated payment rails.
Learn more →We combine market access through regulated infrastructure with genuinely personal service — giving businesses the tools of a treasury desk without the cost.
One point of contact who understands your business, your timing and your supplier flows. No call centres, no bots.
Payment and e-money services are provided through The Currency Cloud Limited, authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN 900199). Client funds are safeguarded by Currencycloud in line with those regulations.
Set target rates and receive instant notifications when the market moves in your favour. Never miss your level again.
We earn on the spread — no commissions, no hidden fees. You see exactly what you're paying before you commit to any trade.
Complete a quick online application. Onboarding and KYB are handled in partnership with our FCA-regulated provider, typically within 24–48 hours for UK companies.
A dedicated currency specialist will contact you to understand your payment flows, currencies and volumes — and tailor a setup around them.
Transfer funds from your business bank account into your safeguarded payment account. Same-day receipt for domestic transfers received before 1pm.
Execute trades online, by phone or via API. Track every payment in real time through your secure client portal.
From the moment you book a trade to the moment your supplier confirms receipt — every step is regulated, tracked and reconciled. Your dealer can quote, execute and settle in a single conversation.
Can't see the currency you need? Speak to a dealer — emerging market corridors covered through our regulated partner network.
Switching to Edwards FX saved us over £40,000 in the first year alone. The forward contract facility gave us the budget certainty we'd been missing for years.
Our dedicated dealer knows our payment schedule inside out. We never chase for updates — everything moves on time, every time. That kind of reliability is priceless in import.
The online portal is intuitive and the rate alerts are genuinely useful. We caught a near-perfect rate for a large USD payment last quarter — saved us about 1.8% on the day.
Testimonials reflect individual client experiences. Results may vary depending on transaction size, currency pair, and market conditions at the time of trade.
Open a business account in minutes. No setup fees, no monthly charges — just better rates and personal service.
Payment and e-money services for Edwards FX Ltd are provided by The Currency Cloud Limited, authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN 900199).